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Monday, March 19 2012

Bernanke's bucks
Fed chair nominee lists no individual stock holdings, modest assets outside of retirement account.

Ever wonder how the Federal Reserve Chairman chooses to invest his own money. In fact its a matter of public record. The bulk of his assets are invested in several annuity products with some mutual funds tossed in for good measure and Canadian bonds. 

Makes you kinda wonder about our economy.  Makes you wander why people like Bernanke invest heavily in more guraranteed products like Annuities and cash value whole life insurance.

Posted by: AT 03:17 pm   |  Permalink   |  Email
Tuesday, March 13 2012

Preventative Care - What this means for you!


Preventive Care

Posted by: AT 08:18 am   |  Permalink   |  Email
Tuesday, March 13 2012



Affordable Care Act Expands Prevention Coverage for Women’s Health and Well-Being

The Affordable Care Act – the health insurance reform legislation passed by Congress and signed into law by President Obama on March 23, 2010 – helps make prevention affordable and accessible for all Americans by requiring health plans to cover recommended preventive services and by eliminating cost sharing. Preventive services that have strong scientific evidence of their health benefits must be covered and plans can no longer charge a patient a copayment, co-insurance or deductible for these services when they are delivered by a network provider. 

Posted by: AT 08:14 am   |  Permalink   |  Email
Tuesday, March 13 2012

Posted by: AT 08:10 am   |  Permalink   |  Email
Tuesday, March 13 2012
Posted by: AT 08:08 am   |  Permalink   |  Email
Tuesday, March 13 2012
Did you purchase a plan before September 23, 2010?
Here is what you could be missing!

Healthcare Timeline

On March 23, 2010, President Obama signed the Affordable Care Act. The law puts in place comprehensive health insurance reforms that will roll out over four years and beyond, with most changes taking place by 2014.


·         All new health insurance plans must provide coverage for preventative services with no out of pocket cost
·         Young adults are allowed to stay on their parent’s plan until they turn 26 years old.
·         Health insurance companies will be banned from excluding coverage for pre-existing conditions for children.
·         Adults with pre-existing conditions will be eligible for coverage into high risk health insurance pools until future health care exchanges are up and running.
·         Prohibiting Insurance Companies from Rescinding Coverage
·         All new health insurance plans will have to comply with new regulations that lay out an appeals process for when health insurance claims are denied.
·         Prohibiting Insurance Companies from Rescinding Coverage 
·         Prohibiting Insurance Companies from Rescinding Coverage 
·         Eliminating Lifetime Limits on Insurance Coverage
·         Eliminating lifetime limits on insurance coverage
·         Holding insurance companies accountable for Unreasonable rate hikes
·         Medical Loss Ratio (MLR) - Consumer Rebates
Estimates indicate that in 2012, as many as 9 million people could be eligible for the first round of rebates totaling $1.4 billion, and rebates in the individual market could average $164 per person. Rebates are to be paid by August 1 of each year in the form of reductions in premiums, rebate checks, or lump-sum reimbursements to the credit or debit card accounts used to pay the premiums. Each consumer owed a rebate will receive an amount that is proportional to the premium amount paid; therefore, in instances where an employer pays a portion (or all) of the premium, the employer would receive a portion (or all) of the rebate.
Posted by: AT 07:55 am   |  Permalink   |  Email
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